Job vacancy Credit Supervisor

Khmer Capital Microfinance Institution Plc . is a license microfinance institution. We have launched operation since 28th July, 2017. Our mission is to contribute the financial services in order to improve Cambodian’s living condition.

We are a new financial institution to explore of Cambodia potential market by providing financial products in such of business loan, SME loan, condo and housing loan, personal loan, consumer loan, and student loan with competitive rate.

Currently, we are actively promoting our business and build internal competence, therefore we are encourage and invite talent and challenge candidates to join our team as following vacancies:

Location: Head Office

REMUNERATION

Khmer Capital Microfinance Institution will provide an attractive compensation and benefits based on candidates experience and competency.

Duties

• Initiate and develop strategy, promotion activities, target clients and loan disbursement plan;
• Plan and execute promotion activities to meet target plan;
• Strengthen connection with new and existing clients;
• Assess loan application base on 5C including business, repayment and financial capacity and collateral valuation
• Write up and verbal recommendations on each loan proposal to manager and committee;
• Ensure prompt loan repayment and assess loan overdue.
• Conducting market research from other Bank or MFIs related to loan products, terms and condition in order to amend our internal products condition and ensure of effective competition.
• Research and keep management updated the property market price and trend;
• Take part in explaining to loan applicants about the Credit policy and procedure in a way that the loan applicants are aware about loan principal, interest, and fee shall be paid regularly according to the schedule.
• Advise or recommend to Credit officers to be aware and take responsibilities to monitor the situation of the borrowers and properties mortgaged;
• Other duties as assigned by management.

Requirements

• Bachelor degree or Master in business administration, Banking, Finance, Marketing or related filed;
• Minimum 4 years’ related experience with Bank or MFIs.
• Experience for hunting and processing large loan (Corporate, Business, and SME loan).
• Good understanding for credit analysis and collaterals, and legal process.
• Good judgment and decision-making skills;
• Excellent communication and Interpersonal skills;
• Computer Literacy (MS. Word, Excel, Internet…).